We cut through banking and admin red tape.

We build Tot. The smart platform for everyday business financial management.
Made in Italy, for Italy
Tot is the first and only Italian banking fintech designed specifically for businesses operating in Italy.Our deep understanding of the Italian entrepreneurial ecosystem is our unique value proposition, enabling us to develop a product perfectly tailored to our clients' needs.Every day we work to accelerate Italian businesses by removing the barriers that drain time and energy from their growth.
Our values
6.000+ companies in Italy already use Tot
We partner only with the best
Invoice management: "Possibility to sort invoices using various filters."
"I would like to report that the issue has been completely resolved. It’s reassuring to know that our needs are being listened to."
Instant bank transfers: "Thank you, tested and finally operational. Excellent."
"It is important for me to adjust the online spending limit as needed — either to lower or increase it accordingly."
Corporate cards: "Second physical card for the corporate team received."
"Thank you, it is always a pleasure to read your platform updates."
"This is immensely helpful! And the timing of the release is spot-on."
Invoice management: "Possibility to sort invoices using various filters."
"I would like to report that the issue has been completely resolved. It’s reassuring to know that our needs are being listened to."
Instant bank transfers: "Thank you, tested and finally operational. Excellent."
"It is important for me to adjust the online spending limit as needed — either to lower or increase it accordingly."
Corporate cards: "Second physical card for the corporate team received."
"Thank you, it is always a pleasure to read your platform updates."
"This is immensely helpful! And the timing of the release is spot-on."
Invoice management: "Possibility to sort invoices using various filters."
"I would like to report that the issue has been completely resolved. It’s reassuring to know that our needs are being listened to."
Instant bank transfers: "Thank you, tested and finally operational. Excellent."
"It is important for me to adjust the online spending limit as needed — either to lower or increase it accordingly."
Corporate cards: "Second physical card for the corporate team received."
"Thank you, it is always a pleasure to read your platform updates."
"This is immensely helpful! And the timing of the release is spot-on."
Invoice management: "Possibility to sort invoices using various filters."
"I would like to report that the issue has been completely resolved. It’s reassuring to know that our needs are being listened to."
Instant bank transfers: "Thank you, tested and finally operational. Excellent."
"It is important for me to adjust the online spending limit as needed — either to lower or increase it accordingly."
Corporate cards: "Second physical card for the corporate team received."
"Thank you, it is always a pleasure to read your platform updates."
"This is immensely helpful! And the timing of the release is spot-on."
Innovation is a journey we take every day, with our customers leading the way
Invoice management: "Possibility to sort invoices using various filters."
"I would like to report that the issue has been completely resolved. It’s reassuring to know that our needs are being listened to."
Instant bank transfers: "Thank you, tested and finally operational. Excellent."
"It is important for me to adjust the online spending limit as needed — either to lower or increase it accordingly."
Corporate cards: "Second physical card for the corporate team received."
"Thank you, it is always a pleasure to read your platform updates."
"This is immensely helpful! And the timing of the release is spot-on."
Invoice management: "Possibility to sort invoices using various filters."
"I would like to report that the issue has been completely resolved. It’s reassuring to know that our needs are being listened to."
Instant bank transfers: "Thank you, tested and finally operational. Excellent."
"It is important for me to adjust the online spending limit as needed — either to lower or increase it accordingly."
Corporate cards: "Second physical card for the corporate team received."
"Thank you, it is always a pleasure to read your platform updates."
"This is immensely helpful! And the timing of the release is spot-on."
Invoice management: "Possibility to sort invoices using various filters."
"I would like to report that the issue has been completely resolved. It’s reassuring to know that our needs are being listened to."
Instant bank transfers: "Thank you, tested and finally operational. Excellent."
"It is important for me to adjust the online spending limit as needed — either to lower or increase it accordingly."
Corporate cards: "Second physical card for the corporate team received."
"Thank you, it is always a pleasure to read your platform updates."
"This is immensely helpful! And the timing of the release is spot-on."
Invoice management: "Possibility to sort invoices using various filters."
"I would like to report that the issue has been completely resolved. It’s reassuring to know that our needs are being listened to."
Instant bank transfers: "Thank you, tested and finally operational. Excellent."
"It is important for me to adjust the online spending limit as needed — either to lower or increase it accordingly."
Corporate cards: "Second physical card for the corporate team received."
"Thank you, it is always a pleasure to read your platform updates."
"This is immensely helpful! And the timing of the release is spot-on."
Join Tot's success
Become part of one of Europe's most exciting tech companies, where passion and innovation come together to create a dynamic and inspiring environment.
Smart working
Agile methodology
Training and updating




